Germany has a statutory medical assurance system (GKV). A full private medical assurance (PKV) is only available for persons who are not obliged to join the national health insurance. But everybody has the opportunity to effect complementary private health assurance besides the statutory medical insurance. On the market there are a lot of insurance offerers selling these additional private sickness assurances. On this web page the client can order a cost-free comparison of insurance companies and get their personal additional private medical assurance quote: www.pkv-zusatz.com
A additional private medical insurance has several benefits:
The complementary private medical insurance offers additional performance to members of the national medical insurance in Germany. Private medical assurance suppliers pay items, which are not paid by the national sickness insurance. The details are dependent on your individual agreement. The monthly costs of the private sickness insurance are only dependent on the personal contract and are not calculated in accordance to your earnings. Everybody, who is dissatisfied with the poor performance of the statutory sickness assurance, should think about contracting supplementary private sickness insurance. So you can get the comfortable feeling to be provided with better treatment and performance in case of sickness.
Everybody qualifying for a full private sickness insurance should also always ask for some offers before choosing their private medical assurance vendor. That can be done on the Internet: PKV im Tarifvergleich
Every German, who is obliged to be a member of the governmental medical assurance (GKV), can join the supplementary private sickness insurance. This applies especially to workers and employees whose earnings are below the GKV insurance limit. The insurance limit is a earning of 48,600 Euros per year in 2009. People with a supplementary private medical insurance can be treated like private patients. This means that the insurance vendors pay items like glasses and adherent lenses. In addition, a patient with a complementary private health assurance might get a single room in hospital as well as daily compensation payments for the phase of sickness.
Private patients see the physicians invoices and know how much is billed. So you can see how much the different items are. As a private insured, you can control the medical bills. A lot of companies offer the option of making customization to the tariff of the active agreement. That is very beneficial when your individual standards change over time.
One may read several assurance related info on the following Internet page: http://www.insuranceinfos.org
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