For the car enthusiast there is little dearer to them than their classic car. These beautiful old cars truly become a part of the family, a very cherished and coddled part. This means for the true classic car fanatic insurance is a must have. There are then, several tips for buying classic car insurance that you should be aware of.
1. Restrictions- Some people only take their classic cars out for truly special occasions, such as parades and shows. There are classic car insurance policies that will reflect this behavior and if you plan to take your old hot rod to the beach this weekend, you should know if you are covered.
2. Storage- Be careful of insurance policies that require your classic car to be stored in a locked garage or trailer. Any damages your car might receive parked in your driveway may not be covered.
3. Amount of Coverage- Classic car insurance is a bit different from traditional insurance, in the coverage amount. Some companies will use a stated value or agreed upon value for insurance. Be sure you know which method they use to determine your classic car value, before you have to make a claim.
4. Repairs- You should check with your insurance company about the requirements for any repairs. On some occasions, your insurance may require you to use a specific shop, and as stated above classic cars are like a part of the family and you may not be comfortable with just anyone working on her.
Classic cars can be worth a mint if they are cared for and documented correctly. One key piece of this puzzle is good insurance in case of accidents. Know your insurance policy well when it comes to covering your special piece of automobile history.
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