All checking accounts , whether they are for personal use or for commercial purposes , there must be printed on the check , so that they have to deal with these numbers.
Why use them ?
Under normal circumstances , the number of banks , so that people write checks instead of cash. In this sense, the banks , in essence , is where the money should go check the address and return address. You can then use this information can be sorted and available for examination.
In addition to paper checks , banks can be useful in other cases . For example, if a person wants the money can be drawn directly from their accounts for their cell phone or cable bill . An ABA
Routing Number transferred by the Federal Reserve Bank as well as the automation of transfer for processing , such as Fedwire funds are available , can also be used to pay bills and direct deposit through the Automated Clearing House.
Online , you can check what ?
If you use a bank database , it is possible to find a number of data blocks. For example:
* Institution routing number
* Number of maintenance FRB
Change the date Bank
* Routing Transit Number Address
* Bank Office code
* New bank number.
What number is used
Bank branches in New York, you may have thousands of members of the account , or it may be very small , only a few hundred . The bank routing number is used to decipher the financial clearing house , not only the banking system , such as New York , but also to determine which branch bank .
Each branch has its own bank routing number unique digital identity bank as a whole, and a small portion of the remaining number of prominent branch , you open your account. This is done to help speed up the processing of your inspection tasks ; numbers printed in a particular format , which allows a computer scanner to read your account number with them .
Does this apply to me ?
New York is used by millions of people every day hundreds of banks in the country , only one , the check routing number is your personal account number as important . This number allows the computer to handle hundreds of clearing checks per minute . Without this number , this work will still be done by hand , it will slow down your any payment by check processing .
The routing number is nine digits represent your bank address , the type of account you have different parts . The top four in the United States Federal Reserve check clearing center particular , your bank using the following four numbers identify your specific bank and the ninth bit is used to verify the checks effectively .
It uses a special formula, with other eight digit number calculations .
Today, you can use any Wachovia bank routing number checking account to pay bills online , rather than mailing checks. This can save you time and money , and to ensure that the bill will be paid on time , rather than worrying about whether to check e-mail you send will arrive on time.